What if I Cannot Afford It
We can all think of other things we'd rather do with our hard-earned money than pay insurance premiums. But if you're going to drive, you owe it to yourself and everyone else on the road to be insured. If you're in an accident (and statistics point to a one in three chance you will be), having that insurance card will make your life a whole lot easier.
By the way, did we mention that the law requires you to carry insurance? It's true, but you only have to carry liability insurance, which pays to repair or replace the other driver's car and/or pay for their medical expenses in the event of an accident. (Liability insurance does not pay to repair or replace your car or pay for your injuries.) The minimum liability insurance required in Texas covers $30,000 for each injured person (up to a total of $60,000 per accident) and $25,000 for property damage.
So, how do you get insurance? The following links will take you to documents that can help you on that quest:
"Automobile Insurance Made Easy"
Check and compare auto insurance rates at:
You'll also be glad to know that, if you've been denied coverage by insurance companies, you can seek insurance through an association of insurers called the Texas Automobile Insurance Plan Association (TAIPA). Learn all about it at:
For more information contact: